When the Ground Shakes: How Everyday People Can Prepare for Financial Uncertainty
- Doreen Carter
- Nov 1
- 3 min read
🌍 When the Ground Shakes: How Everyday People Can Prepare for Financial Uncertainty
By Dr. Doreen Carter
💬 Feeling the Squeeze?
If you’ve been feeling uneasy about the economy lately — like prices are rising faster than your paycheck, your savings don’t stretch as far, and you’re not sure what’s coming next — you’re not alone.
Every day, I hear from people who are working harder than ever but still struggling to make ends meet. Some are dipping into savings just to stay afloat. Others are holding their breath, hoping they don’t lose hours, clients, or their jobs.
Let’s be honest — there’s a lot of uncertainty out there. But here’s the truth: uncertainty doesn’t mean helplessness. It’s your invitation to prepare.
📊 The Financial Reality: What’s Really Going On
The numbers tell one story — but real life tells another:
🏠 Prices remain high. Food, housing, and insurance are still rising faster than wages.
💳 Borrowing is harder. Credit cards and loans come with higher interest rates.
💼 Job stability feels shaky. Some industries are cutting hours, while others rely on contract work.
💰 Savings are shrinking. Many households have less in reserves than before the pandemic.
💬 Confidence is slipping. Families are worried about what comes next.
This is not the time to panic — it’s the time to plan.
🧠 The Mindset Shift: From Fear to Financial Power
Before you can win the financial game, you have to decide how you’re going to play it.
Here are three truths I teach inside the One Eleven Experience:
This is not the time to hide — it’s the time to prepare.
You can’t control the economy, but you can control your response.
Every dollar is a soldier.
Your money is meant to work for you, not slip away unnoticed.
Control the controllables.
You can’t change Washington or Wall Street, but you can change your wallet.
Once you make that mental shift, you stop being a victim of the moment and become the architect of your future.
💡 Already Feeling the Squeeze? Start Here
If things are tight right now, don’t give up — take action. Small, consistent steps are more powerful than drastic changes you can’t maintain.
✅ Take inventory. Know exactly what you earn, spend, and owe.
✅ Cut what doesn’t serve you. Cancel unused subscriptions and renegotiate bills.
✅ Build a mini emergency fund. Even $500 to $1,000 gives breathing room.
✅ Increase income. Sell unused items or start a small side hustle.
✅ Talk to creditors early. Ask for payment plans before falling behind.
✅ Focus on high-interest debt. Every extra $20 helps.
✅ Stay connected. Join a financial support community or accountability group.
💬 Progress, not perfection, is the goal.
🛡️ Haven’t Been Affected Yet? Build Your Financial Armor
If you’re doing okay right now, that’s a blessing — but it’s also your opportunity to fortify your financial life.
🌟 Build a 3–6 month emergency fund and automate your savings.
🌟 Pay down high-interest debt while your income is steady.
🌟 Diversify your income — start a passion project or monetize your skills.
🌟 Keep investing wisely — don’t make emotional decisions.
🌟 Update insurance coverage (health, life, home, disability).
🌟 Upskill and expand your value in the workplace.
🌟 Simplify your lifestyle — live below your means on purpose.
Preparation is easier before the storm hits.
🌿 My Message to You
We can’t wait for the economy to get better — we have to get stronger.
Every time you track your spending, pay off a debt, or save even $10, you’re saying to your future self:
“I’ve got you.”
Financial freedom isn’t just about wealth — it’s about peace.
And peace begins with preparation.
Let’s prepare — together.
🚀 Join the One Eleven Experience
If you’re ready to strengthen your finances, take the One Eleven Financial Awareness Challenge with me.
For 111 days, I’ll help you:
Build healthy financial habits 💰
Shift your money mindset 🧠
Discover the Financial Warrior within you ⚔️
✨ Visit www.OneElevenExperience.com to join the movement and start your journey today!
👩🏾💼 About Dr. Doreen Carter
Dr. Doreen Carter is a financial educator, author of The Mis-education of the Christian on Money and Giving, and creator of the One Eleven Experience — a 111-day journey toward financial awareness, foundation, and freedom.
She’s passionate about helping individuals and families build wealth through wisdom, faith, and practical action.
Follow her for tools, insights, and financial empowerment:
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